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Combined Fidelity Bond

Combined Fidelity Bond Insurance

(provided by Sagar Insurances FSA FRN 303967)

This policy has four core sections and two optional sections:
Contents
Cover in the event of loss or damage to office equipment and contents including theft cover and subsidence.

Money and Personal Assault
In the event of loss or damage to the Credit Union's money, it will be insured from receipt until disposal.
This section also extends to indemnify members of the Credit Union against Personal Accident Assault or injury sustained in the corse of an assault or hold -up.

Liabilities
Employers Lliability - covers the Credit Union's legal liability to its employees for death or inury in the course of their employment.

Public Liability - covers the Credit Union's legal liability for accidental injury to members of the public or accidental damage to property owned by the Credit Union.

Fidelity Guarantee
This covers loss of money, which the Credit Union may sustain through acts of fraud or dishonesty by its employees.

Optional
Additional Expenses
Covers losses resulting from interruptions or interference with the business following loss or damage to your premises. Includes expenses to meet additional employment costs, any additional abnormal expense and the cost of obtaining and occupying temporary offices.

Building
All risks cover for buildings including subsidence.

This policy is open for UKCU member credit unions ONLY